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  • Writer's pictureLeah Golob

Here’s how to take a half a year off work without going broke.

Updated: Sep 10, 2023

Written by:

Leah Golob

THE TORONTO STAR

March 21, 2022


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Read an excerpt below.

“To take a sabbatical and only end up in an awful place financially is counterproductive,” said Cindy Marques, co-founder and CEO of MakeCents, a financial coaching company in Toronto.
“Any sort of growth you’ve done mentally is eradicated once you’re stressed out, and realize you’re broke or going into debt because your decision wasn’t thought through.”
For Marques’ clients, who are primarily millennials, sometimes that financial planning means reallocating money they once thought would go toward purchasing a home.
Since many young people now feel shut out of the housing market, they’re thinking about what they can do with some of their savings instead, she said.
“It usually ends up being something like, ‘that dream I had to travel to Europe for half a year is now a reality now that I’m not buying a house,’” she said.
For clients who heavily prioritize travel, or anything else that would require time off, she supports the change of plan, but advises clients to also use that savings to get a leg up on their retirement.
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